Can Bankruptcy Help with Student Loans in Central Florida?
If you’re overwhelmed by student loan debt, you’re not alone.
Over 40 million people across the United States have federal student loan debts.
You may ask yourself, “What happens to me if I do not pay my student loan debt”? The U.S. Government has just announced that as of May 5th 2025, the following options will be pursued.
- Garnishment of wages and/or tax refunds
- Freezing and/or garnishment of your bank account(s)
- Disqualification to finance automobile or home loans or an apartment rental (after a 5-year pause, as of February 2025, the federal government has now resumed reporting delinquent student loans to the credit reporting agencies)
Do not wake up one morning to learn that your bank account is empty. The above events may not have happened yet, but they likely will at some point. Student loan debt is NOT imaginary, and neither are the consequences of non-payment. The federal government can garnish and/or levy without a court order!
But there is good news! Whether you have already filed a Chapter 7 or Chapter 13 case (and your case is now closed) or if you have yet to file, up to 100% of your student loans can be discharged! Many of the attempts to resolve student loan debt occurred under President Biden. We do not know what changes President Trump will make so act now before this opportunity disappears forever. I would be happy to discuss this opportunity with you in a FREE CONSULTATION at your convenience. Whether you have student loan debts of $15,000 or $150,000 or more, this is a rare opportunity to remove this burden. To get started costs you nothing, but it could save you tens or even hundreds of thousands of dollars.
Student loan debt is dischargeable under the right circumstances
Even if your student loan case has already been filed and closed, you should reach out to us if there are any changes under the Trump administration. Student loan forgiveness and bankruptcy policies are often influenced by shifts in federal leadership and Department of Education guidelines.
At The Independence Law Firm, we stay up to date on every change that could impact your eligibility for student loan discharge or forgiveness. A new administration could bring expanded pathways to relief—even if your previous case was denied or didn’t qualify under old rules. Don’t assume your situation is set in stone. A single policy update could make you eligible for benefits you didn’t have before. Call us today to see if your loans may now qualify for discharge or forgiveness.
Do not let the opportunity to resolve your student load debt pass you by. Contact us today!
Give us a call today: 407-755-9705
